In the situation of a wallet dropped, stolen or harmed, you could recover your wallet with the proper mnemonic phrase around the SafePal App downloaded on a new cellphone.‌ This informative article explains BIP39, the standard that defines how seed phrases are created, and summarizes how BIP32 and BIP44 standards https://bookmarkspring.com/story13831121/5-simple-techniques-for-bip39-word-list-pdf